Fee structure & PEPM math
Base admin, benefits admin allocation, risk and compliance modules, service coordination fees. Some PEOs spread their margin across six line items so no single one looks excessive.
Upload the proposal. We’ll read every line — admin fees, SUTA markup, EPLI bundling, renewal language — and tell you in 48 hours what you’re actually paying for and where you can renegotiate.
Free · No commitment · 48-hour turnaround
Base admin, benefits admin allocation, risk and compliance modules, service coordination fees. Some PEOs spread their margin across six line items so no single one looks excessive.
SUTA markup billed as a tax. EPLI premiums you shouldn't be paying separately. Implementation fees that are really just sales commissions. We know what to look for because we've seen every contract.
The phrase “subject to annual adjustment” licenses an 8–14% renewal hike. Year two is where the real money shows up. We flag it before you sign.
A written audit covering: fee benchmark vs. market, hidden margin you can negotiate out, renewal language to push back on, and — if requested — a comparison against two alternative PEOs that would price more competitively for your team.
No cost. No commitment. No commission from this audit.
Great. If our audit confirms you're priced fairly, we'll tell you. We're not trying to move you for the sake of moving you.
Brokers are paid by PEOs as part of their channel program. If you eventually choose to switch, we get paid by the PEO you choose. The audit itself costs you nothing.
Yes. We never share your proposal with the PEO that sent it to you, and we don't disclose your company name to any other PEO without your explicit permission.
Free, no obligation. 48-hour written audit on what you’re paying for — and where to push back.