We work for you, not the PEOs — unbiased advice, free comparison, same-day follow-up · Call us: (631) 634-5907
Free Quote Audit · 48-Hour Turnaround

You got a PEO quote.
Now what?

Upload the proposal. We’ll read every line — admin fees, SUTA markup, EPLI bundling, renewal language — and tell you in 48 hours what you’re actually paying for and where you can renegotiate.

Free · No commitment · 48-hour turnaround

What we look for

The three places margin hides.

i.Fee structure

Fee structure & PEPM math

Base admin, benefits admin allocation, risk and compliance modules, service coordination fees. Some PEOs spread their margin across six line items so no single one looks excessive.

ii.Hidden markups

Hidden markups

SUTA markup billed as a tax. EPLI premiums you shouldn't be paying separately. Implementation fees that are really just sales commissions. We know what to look for because we've seen every contract.

iii.Renewal exposure

Renewal exposure

The phrase “subject to annual adjustment” licenses an 8–14% renewal hike. Year two is where the real money shows up. We flag it before you sign.

The handoff

What you get back, in 48 hours.

A written audit covering: fee benchmark vs. market, hidden margin you can negotiate out, renewal language to push back on, and — if requested — a comparison against two alternative PEOs that would price more competitively for your team.

No cost. No commitment. No commission from this audit.

Questions, answered

What people ask first.

What if I'm happy with my current PEO?

Great. If our audit confirms you're priced fairly, we'll tell you. We're not trying to move you for the sake of moving you.

How do you make money if this is free?

Brokers are paid by PEOs as part of their channel program. If you eventually choose to switch, we get paid by the PEO you choose. The audit itself costs you nothing.

Is this confidential?

Yes. We never share your proposal with the PEO that sent it to you, and we don't disclose your company name to any other PEO without your explicit permission.

Send us the proposal. We’ll do the rest.

Free, no obligation. 48-hour written audit on what you’re paying for — and where to push back.

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